cold adjective /kōld/:  calculated; deliberate; unemotional

stream noun /strēm/: a steady succession (as of events or money)

partners noun /ˈpärtnərz/: people joined with one another as principals or contributors

We set out to make your investment in real estate as reliable, understandable, and flexible as possible.

To do so, we offer you the opportunity to purchase promissory notes (structured as debt) in individual, stabilized, cash-flowing properties that we already own and operate. In return, we pay you a pre-specified total annualized return, with payments at the frequency you choose (monthly, quarterly, or annually), all while maximizing transparency and flexibility.

Use your credit card to invest—including in installments!

To make our investments more accessible, we accept credit card payments, without any fees. You can even invest on a monthly basis. Just reach out to discuss with us.

Can’t find the perfect investment? We’ll try to build it for you.

We want to understand your investing goals and time horizons. We’re confident we can structure something that checks the boxes. Email or call us, and let’s start the conversation. 

Want to use your IRA or 401k to invest? Perfect!

We are happy to work with any custodian that will facilitate investment in promissory notes. Just let us know.

We understand that individual circumstances vary by person and over time. So we are open to small investments and offer limited liquidity provisions aimed to improve your comfort level as well as access to your access to your money.

None of this works without honesty and understanding, including with regard to the risks. So please peruse our website, and of course, reach out.

We’re happy to chat anytime.

“I have pretty heavy exposure to the stock market and had been looking for other types of investments that could compete. Coldstream has done that and more. It’s been the perfect way to get a steady income stream with about the same long-term return I expect from the stock market….but without the unwanted volatility.” —Dave B, New Jersey